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Home & Car

…home, car & personal possessions, protected from the unexpected!

Home & Motor
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PERSONAL CLIENTS
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Home Insurance

For Motor Insurance please scroll down

home insurance

Home Buildings  >

Home Buildings Insurance - Relax, We'll Get You Covered... Your Home Is Protected Inside & Out

Autograph will help provide covers for your buildings, its permanent fixtures, and fittings if your home caught fire, had a flood, storm, burglary & more. Policies are purchased individually, or Home Buildings & Contents combined.

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HOME BUILDINGS INSURANCE

COVERS:

  • Walls, ceilings, and the roof.
  • Permanent fixtures and fittings, like bathroom suites or kitchen units.
  • Decoration within the home.
  • Gates, fences, and footpaths within your property’s boundaries are usually protected – check terms to be sure.
  • Alternative accommodation costs.
  • Pipes and cable.
  • & More.
 

Related Covers: Legal Expenses, Home Emergency Cover, Alternative Accommodation, and more.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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courier insurance

HoME Contents  >

Home Contents Insurance - Giving Our Clients Peace Of Mind... Help With Covers & Replacement Costs

Autograph Home Contents Insurance provides clients peace of mind knowing they'll receive help with costs for their belongings if the worst happens. Policies are purchased individually, or Home Contents & Buildings combined.

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HOME CONTENTS INSURANCE

COVERS:

  • HOUSEHOLD ITEMS: cookers and fridge freezers. 
  • FURNITURE & FURNISHINGS: beds, sofas, curtains, and carpets. 
  • VALUABLES – Jewellery, and works of art. Personal belongings: money, clothes, bags, and shoes.
  • CONTENTS: policies may extend to cover replacement keys, locks, contents for outbuildings, money, freezer items, metered water loss, replacement glass, television aerials, satellite dishes & more.
 

Related Covers: Legal Expenses, Home Emergency Cover, and more. 

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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high value home insurance listed building insurance

High Value Homes  >

High Value Home Insurance Protects People With High Calibre Lifestyles, Luxurious Tastes, & Those With More To Protect

Specialised and tailored covers offer comprehensive protections to people with High Value Homes. Policies are purchased individually, or Home Buildings & Contents combined. See High Net Worth insurance.

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HIGH VALUE HOME INSURANCE

COVERS:

Buildings Insurance protects the structure, fixture, and fittings of your primary, secondary or holiday home, including rental and refurbishment properties. It is suitable for properties with substantial rebuild costs. 

Contents Insurance provides bespoke covers to protect your precise lifestyle. Like Worldwide All Risks Cover, Prestige & Family Vehicles, Antique Furniture, Fine Arts, Porcelain, Luxury Jewellery, High-Value Home, Sports, Pedal Cycles, Audio & Technology Items. Also, Luxury Assets, Motorboats, Yachts, Ribs (Rigid Inflatable Boats), Private Jets, Money & Credit Cards – Check for set limits paid out in claims.

Related Covers: Legal Expenses; Home Emergency Cover, Alternative Accommodation, and others. Other High Net Worth Covers: Holiday & Second Home Insurance; Non-Standard Construction Home Insurance; Listed Buildings Insurance; Prestige Car Insurance; Private Marine Insurance & Art, Jewel & Collectibles. 

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off. 

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Subsidence

Holiday & Second Home  >

Holiday & Second Home Insurance - Protections, Especially When Empty & In Your Absence

Protections differ from your primary residential home, as these properties often remain empty for extended periods, increasing the risk of a burglary. Policies: Buildings & Contents and more.

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HOLIDAY & SECOND HOME INSURANCE

Insurers generally provide cover for 30 days; the maximum days you’re covered if you’re not around. Do check terms to be sure.

Be sure to inform your insurer that this is your holiday home, not your primary residence. Otherwise, future claims may become void. Plus, remember, if you decide to rent out your holiday home, Public Liability Insurance is necessary. 

COVERS: Buildings & Contents combined or individually. 

Related Covers: Public Liability, Legal Expenses, Home Emergency Cover, and others. 

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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non standard construction homes

Non-Standard homes  >

Non-Standard Construction Home Insurance - Built Of Materials Other Than Bricks & Tiles

Non-Standard Construction Home Insurance is suitable for homes built with materials like timber frames or those with a flat or thatched roof. Policies: Buildings & Contents combined or individually.

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NON-STANDARD CONSTRUCTION HOME INSURANCE

Some specialist insurers consider these homes high risk, as there’s an increased risk of catching fire, collapsing, and substantial repairs.

Non-Standard Construction-thatched roof; flat roof; under renovation; re-construction; subsidence history or listed buildings. 

COVERS: Buildings & Contents.

Related Covers: Flood Risk – if there’s water near your property. Legal Expenses; Home Emergency Cover, Alternative Accommodation, and others.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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unoccupied home insurance

Unoccupied HOME  >

Unoccupied Property Insurance... Protecting Inherited, Unoccupied Homes & Commercial Properties

Unoccupied Properties Insurance, also known as Empty Property Insurance, often protects inherited properties that remain unoccupied for extended periods. Cover Buildings, Contents, theft, damages & more.

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UNOCCUPIED HOME INSURANCE

Insurers prefer it if unoccupied properties do not stay empty for more than 30 days since it attracts a high risk of burglary, vandalism, flood, and fire damage.

COVERS: Buildings and Contents combined or individually.

Related Covers: Legal Expenses; Home Emergency Cover, Alternative Accommodation, and other.

INSURANCE PREMIUMS:  Pay Monthly instalments or yearly one-off.

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student rental insurance

Student insurance  >

Student Accommodation Insurance: A Standard Contents Policy Or With Extra Protections For High Risk Items

Protecting students belongings against theft and damages - Autograph offers Student Accommodation Insurance. A standard contents policy or add extra covers for high-risk items, accidental damages, or loss.

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STUDENT ACCOMODATION INSURANCE

COVERS: Not all home contents policies provide adequate covers to protect Student Accommodation, so check the terms of cover.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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private marine insurance

Private marine  >

Private Marine Insurance - Transport Goods Worldwide In A Single One-Off Policy Or Annually

Policies are available for individuals and businesses transporting goods worldwide. Covers for single one-off policies or annually. Standard covers are available, including covers for unusual cargos containing high-value goods or equipment.

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Marine Cargo Insurance is designed for those who wish to import or export goods shipped or transported around the UK and abroad. 

Protections are for goods transported either by road, rail, sea or air against loss or damage, including goods held under UK storage.

COVERS: 

  • Consignments for single household items, to include vehicles.
  • Consignments for either individuals or businesses.
  • Marine annual policies include multiple covers or a single one-off policy cover.
 

Marine Insurance will provide satisfactory covers well beyond the protections provided under Goods In Transit Insurance.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off

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Cycling Insurance  >

Cycling Insurance - Don't Be Mistaken. Household Insurance Policies Have Limitations To Fully Protect Cyclists Away From Home

Get full protection away from home... With standard contents insurance, you'll likely pay an extra cost if adding your bike and accessories to the policy, though you may not be covered for away from home.

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CYCLING INSURANCE

To ensure you’re fully protected, a specialist Cycling Insurance policy is necessary. It covers you from theft and damages, if at home or out and about. It can include Public Liability Insurance if you have an accident and cause a third-party injury or damage to their property, if riding your bike.

COVERS: Public Liability.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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home risk insurance

Home Emergency  >

Home Emergency Insurance - Get Unexpected Issues Covered. Burst Pipe, Plumbing, Electrical Or Other

Autograph Home Emergency Cover typically provides you with a tradesperson to call out for free on a 24-hour basis. If emergency works occur with plumbing, boiler, electrics, etc., they'll be there to help.

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HOME EMERGENCY INSURANCE will cover for unexpected issues. A burst pipe or other plumbing, boiler, or electrical emergencies. There is a cost limit for call-out fees, materials, and labour.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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Subsidence  >

Subsidence Insurance - Don't Be Affected By Subsidence And A Financial Nightmare - Get Covered

Autograph can help to provide covers to protect you. Many homeowners are faced with a personal and financial nightmare when their properties are affected by subsidence, ground heave, or landslip.

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SUBSIDENCE INSURANCE

Don’t Regret… Homeowners & businesses should be satisfied they have adequate building insurance, to include Subsidence Insurance, if necessary.

Get your home covered. Don’t be affected by subsidence; if your land shifts underneath your property, causing substantial structural damages and high costs.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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flood risk insurance property and marine insurance

Flood Risk  >

Flood Risk Insurance - Floods Are Devastating, Affecting Both Homes & Businesses With High Costs

Disastoruos flood damages soon amount to high costs, alongside the pain and frustration caused to individuals, families, or companies who have to deal with several months of repercussions. Get protection.

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Flood Insurance Cover… Giving You Peace Of Mind.

Homeowners (and businesses) should be satisfied they have taken adequate buildings insurance-to include Flood Risk Insurance, especially if your property has previously flooded or is in an area deemed high flood risk.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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Motor Insurance

breakdown cover business motor insurance

Private Car  >

Private Car Insurance - Covers Include Third-Party, Third-party Fire & Theft, And Comprehensive

Customers are offered protections against a wide range of liabilities and financial losses, usually resulting from their use and ownership of a private car. Autograph can help provide a range of private and commercial insurances to suit your needs.

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PRIVATE CAR INSURANCE

Breakdown Cover, Legal Expenses, and more.

1) Third-Party ONLY (TPO) cover protects other drivers, damage costs to their vehicles, people, and property if you’re involved in an accident and am at fault. It won’t cover costs to fix damages or replace your vehicle or your property. 2) Third-Party, Fire & Theft (TPFT) cover includes TPO in addition to damages resulting from fire or theft. 3) Comprehensive policy cover provides TPFT and pays for your vehicle damage if you’re involved in an accident with an uninsured driver.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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prestige and classic car insurance

Prestige & CLASSIC  >

Complementing High-Net Worth Individuals Lifestyles With Performance, Prestige & Classic High-Value Motor Insurance

Specialist and comprehensive covers for performance, prestige, and classic motor vehicles - Autograph can help High-Net Worth individuals get covered to protect what matters - your lifestyle.

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Related and all covers below tailored to your individual needs including: 

Breakdown Cover, Legal Expenses, and more.

1) Third-Party ONLY (TPO) cover protects other drivers, damage costs to their vehicles, people, and property if you’re involved in an accident and am at fault. It won’t cover costs to fix damages or replace your vehicle or your property. 2) Third-Party, Fire & Theft (TPFT) cover includes TPO in addition to damages resulting from fire or theft. 3) Comprehensive policy cover provides TPFT and pays for your vehicle damage if you’re involved in an accident with an uninsured driver.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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breakdown cover contractors Insurance

Van  >

Van Insurance - Protecting your Van & Tools Matter - Insurance Getting You Back On The Road

If your van is off the road, we understand the importance of getting it back up and running as soon as possible. Autograph can offer you insurance protections against a wide range of liabilities to satisfy your individual or working needs.

GET A QUOTE  >

Related and all covers below tailored to your individual needs including: 

Breakdown Cover, Legal Expenses, and more.

1) Third-Party ONLY (TPO) cover protects other drivers, damage costs to their vehicles, people, and property if you’re involved in an accident and am at fault. It won’t cover costs to fix damages or replace your vehicle or your property. 2) Third-Party, Fire & Theft (TPFT) cover includes TPO in addition to damages resulting from fire or theft. 3) Comprehensive policy cover provides TPFT and pays for your vehicle damage if you’re involved in an accident with an uninsured driver.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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Fleet insurance multi car

Multi Car OR VAN  >

Multi Car Or Van Insurance - Cars Or Vans... Insure A Combination Of Vehicles All Under One Policy

Cars or Vans – Autograph will help you insure a combination of vehicles all under one policy, one set of policy documentation and just one yearly renewal. Policies are available for households with multiple vehicles types.

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Don’t worry; each vehicle policy is built separately with its own no claims discount, and will not be affected if another car on your policy was involved in an accident. Autograph can help provide a range of private (and commercial) insurances.

Covers include: Third-Party, Third-Party Fire & Theft, and Comprehensive Covers.

Related Covers tailored to your specific needs include Breakdown Cover, Tools Cover, Legal Expenses, and others.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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Motorcycles  >

Motorcycle Insurance - Protection If Your Bike Was Stolen, Damaged, Or You Had An Accident

Bikers purchase motorbikes in all shapes and sizes, and like other vehicles, also have a legal insurance requirement. Autograph Motorcycle Insurance can help protect you if your bike or gear was stolen, damaged or involved in an accident.

GET A QUOTE  >

MOTORCYCLE INSURANCE

Tailored to your specific needs.

COVERS: Third-Party, Third-Party Fire & Theft, and Comprehensive Covers.

Related Covers:

  • Breakdown Cover.
  • Legal Expenses.
  • & More.

 

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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student rental insurance

Temporary Car  >

Temporary Car Insurance - Short Term. No Problem... Get Insurance The Flexible Way

Insuring the flexible way - with Temporary Car Insurance, it protects your short-term driving. Whether it's a quick trip to work or a meeting, we've got you covered. Either personal or business use. Only pay insurance for the time you use the vehicle.

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Various cover types are available. Do check the type and terms of cover.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

CONTACT AUTOGRAPH

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Total Loss

Breakdown Cover  >

Breakdown Cover Insurance - During Those Unexpected Times, You Don't Want To Be Stranded Alone-An Absolute Saviour Cover

Breakdown Cover can be a saviour during unexpected times should you have a flat battery, tyre puncture, or a vehicle failure. Having Breakdown Cover means you have a helping hand, not be stranded alone for hours on the roadside with a faulty vehicle.

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Breakdown Cover also called Breakdown & Recovery, is vital insurance when you’re stuck and your vehicle, van, or motorcycle breaks down in the middle of nowhere – Do check the type of level covered:

Roadside Assistance or Local Cover is a basic cover with a mechanic and recovery vehicle attempting to do a roadside repair; otherwise, they will send your vehicle to a local garage.

At Home Breakdown Cover provides a call out if your car breaks down either at home or locally, a short distance to your home.

Vehicle Recovery or National Cover offers a location choice to tow you and your vehicle if it’s unrepairable.

Onward Travel provides additional options if your vehicle breaks down like courtesy car, accommodation, and alternative travel arrangements.

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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protected no claims insurance

Protected NO Claims  >

Protected No Claims Insurance - Get Layers Of Protection. Don't Lose Your No Claims Benefits.


Protected NO Claims Discount provides you with a layer of protection to ensure your renewal premium does not increase should you have one claim.

Protect them, don't lose them!

GET A QUOTE  >

PROTECTED NO CLAIMS INSURANCE

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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directors insurance motor legal insurance

Motor Legal  >

Motor Legal Insurance - Get Help To Recover Financial Losses. Claim Compensation If You Not At Fault





Motor Legal Insurance helps you recover a financial loss or compensation for a motor accident where you were not at fault.

GET A QUOTE  >

MOTOR LEGAL INSURANCE

INSURANCE PREMIUMS: Pay monthly instalments or yearly one-off.

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Commercial Insurance Services are authorised and regulated by the Financial Conduct Authority.  CiSL & Autograph are trading names of Commercial Insurance Services Ltd. Commercial Insurance Services Ltd
Registered Office: 47a High Street, Banstead, Surrey, SM7 2NL. Registered in England and Wales No: 3364024

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